Summary of Unique Benefits

All Parks Insurance does not underestimate the importance of correctly insuring your park. We know what can go wrong and have customised your everyday policy to work for you. Our specially designed product covers:

  • Up to $500,000 Accidental Damage cover
  • $100,000 Roads & Underground Services Cover if Building & Contents cover taken
  • Malicious Damage up to the full sum insured
  • Catastrophe Escalation Cost
  • Optional Benefit of Flood cover available
  • $10,000 cover for removal of fallen trees greater than 4m in height that does not cause damage to insured property
  • Up to $50,000 cover for landscaping (growing plants, shrubs, garden plots, lawns) including rock work, retaining walls where damaged by storm. Up to $50,000 Removal of Debris cover
  • $10,000 Taxation Audit cover if Building & Contents is taken
  • Theft cover in the open air up to $7,500 or up to the sum insured, whichever is the lesser
  • $10,000 cover for replacement keys and locks after Burglary or up to the sum insured, whichever is the lesser
  • $5,000 cover for fraud or dishonesty by any of your employees
  • 50% increase in stock cover under your Burglary section during Christmas and Easter School Holidays
  • 200% increase in Money cover during Christmas and Easter School holidays
  • 250,000 Goods in Care, Custody and Control
  • $8,000 cover for Signs under Glass section
  • No exclusion for Sexual Molestation
  • Liability is extended to allow tenants to bring their dogs when staying at the park

Below are just a few of the comprehensive features provided by our All Parks Insurance product. If you are interested in reading more, why not contact us today for a copy of our full policy wording. You can contact us on (02) 4355 4027 or click here to send a request and we will email you a copy to read at your leisure.

Malicious Damage – We know that sometimes unwelcomed activities go on inside your park, as a result this policy covers Malicious Damage up to the full sum insured.
Accidental Damage Cover – Our policy automatically covers a sum insured of $250,000 for Accidental Damage.
Seasonal Increases – We understand that trading increases during certain times of year and as a result, our policy allows for a 200% increase in Money cover during Christmas and Easter School Holidays.
Unregistered Motor Vehicles – We provide cover for Unregistered Motor Vehicles (within the confines of the situation).
Broadform Liability including Activities Declared – We provide full Broadform Liability cover for your property and operations including Declared Activities provided by your park.
Theft – Our policy provides cover for Theft in the Open Air up to $7,500, or the sum insured, whichever is the lesser.
Fallen Trees – This policy automatically covers a sum insured of $10,000 for removal of fallen trees greater than 4m in height that does not cause damage to insured property.

Risk Management – All Parks Insurance have collated information from previous industry claims and put together a constructive and effective risk management approach to your business. As part of our service to you, All Parks Insurance, carry out comprehensive surveys on the parks we insure. This additional benefit of this to operators is the reduction of exposure to litigation as all procedures are carried out in a proper and professional manner.

Our risk management program includes:

  • Risk survey of each park (we insure).
  • Risk management report including photos of non complying areas.
  • Identification of areas of high exposure.
  • Creation of correct procedures for resort type activities.
  • Development of disclaimers and assistance with signage.

Our aim in incorporating all of the above features into our risk management program is to help you, the park owner, understand and apply the proper principles of loss control by reducing your exposure to risk. We in no way wish to bulldoze operators to conform to our rules, however equally we do not wish to insure operators who will not help themselves by changing ineffective or unsafe work practices.

All Parks Insurance is here to support the Caravan and Holiday Parks, Holiday and Resort Villages and Home Estate industry and through our risk management program we can help the insurer to understand the risk which can be favourable to you in the event of a claim, at the same time it provides information for competitive premiums.