Product Information

Summary of Unique Benefits

All Parks Insurance does not underestimate the importance of correctly insuring your park. We know what can go wrong and have customised your everyday policy to work for you. Our specially designed product covers:

Accidental Damage cover up to full sum insured
Upto $100,000 Roads & Underground Services Cover if Building & Contents cover taken
Malicious Damage up to the full sum insured
Catastrophe Escalation Cost
$10,000 cover for removal of fallen trees greater than 4m in height that does not cause damage to insured property
Up to $50,000 cover for landscaping (growing plants, shrubs, garden plots, lawns) including rock work, retaining walls where damaged by storm. Up to $50,000 Removal of Debris cover

Theft cover in the open air up to $10,000 or up to the sum insured, whichever is the lesser
$10,000 cover for replacement keys and locks after Burglary or up to the sum insured, whichever is the lesser
$5,000 cover for fraud or dishonesty by any of your employees
Up to 200% increase in Money cover during Christmas and Easter School holidays
$500,000 Goods in Care, Custody and Control
$10,000 cover for Signs under Glass section

What We Cover

Tailored Insurance for Holiday Parks, Camping Grounds, Lifestyle Villages, Glamping and Boutique Accommodation

Malicious Damage

We know that sometimes unwelcomed activities go on inside your park, as a result this policy covers Malicious Damage up to the full sum insured.

Accidental Damage Cover

Policy automatically covers up to the full sum insured for Accidental Damage.

Seasonal Increases

We understand that trading increases during certain times of year and as a result, our policy allows for a 200% increase of the Money sum insured or $50,000 (whichever is the lesser) during Christmas and Easter School holiday.

Unregistered Motor Vehicles

Under the Property cover, we can provide cover for Unregistered Motor Vehicles (within the confines of the situation).

Broadform Liability including Activities Declared

We provide full Broadform Liability cover for your property and operations including Declared Activities provided by your park.

Theft

Our policy provides cover for Theft in the Open Air up to $10,000, or the sum insured, whichever is the lesser.

Fallen Trees

This policy automatically covers a sum insured of $10,000 for removal of fallen trees greater than 4m in height that does not cause damage to insured property.

Risk Management

All Parks Insurance have collated information from previous industry claims and put together a constructive and effective risk management approach to your business.*

*As part of our service to you, All Parks Insurance, carry out comprehensive surveys on the parks we insure. This additional benefit to operators is the reduction of exposure to litigation as all procedures are carried out in a proper and professional manner.

Our risk management program includes:

Risk survey of each park (we insure).
Risk management report including photos of non complying areas.
Identification of areas of high exposure.
Creation of correct procedures for resort type activities.
Development of disclaimers and assistance with signage.

Our aim in incorporating all of the above features into our risk management program is to help you, the park owner, understand and apply the proper principles of loss control by reducing your exposure to risk. We in no way wish to bulldoze operators to conform to our rules, however equally we do not wish to insure operators who will not help themselves by changing ineffective or unsafe work practices.

All Parks Insurance is here to support the Caravan and Holiday Parks, Holiday and Resort Villages and Home Estate industry and through our risk management program we can help the insurer to understand the risk which can be favourable to you in the event of a claim, at the same time it provides information for competitive premiums.